:root{
  --bg:#f7f9fc;--surface:#fff;--text:#122033;--muted:#66758a;--line:#dfe6ee;
  --navy:#0f2a4a;--blue:#1463ff;--blue2:#0b51d6;--danger:#b42318;--warn:#8a4b08;
  --ok:#067647;--shadow:0 12px 36px rgba(16,42,74,.09);--radius:18px
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:var(--bg);color:var(--text);font-family:system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI","Noto Sans KR",sans-serif;line-height:1.58}
a{color:inherit;text-decoration:none}
img{max-width:100%}
button,input,select,textarea{font:inherit}
.container{width:min(1120px,calc(100% - 32px));margin:auto}
.site-header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.95);backdrop-filter:blur(10px);border-bottom:1px solid var(--line)}
.nav{height:68px;display:flex;align-items:center;justify-content:space-between;gap:18px}
.brand{font-weight:900;font-size:22px;letter-spacing:-.6px;color:var(--navy);display:flex;align-items:center;gap:9px}
.brand-mark{width:34px;height:34px;border-radius:10px;display:grid;place-items:center;background:var(--navy);color:#fff;font-weight:900}
.nav-links{display:flex;gap:20px;align-items:center;color:#34465c;font-size:14px}
.btn{border:0;border-radius:12px;min-height:46px;padding:11px 17px;font-weight:800;cursor:pointer;display:inline-flex;align-items:center;justify-content:center;gap:8px}
.btn-primary{background:var(--blue);color:#fff}.btn-primary:hover{background:var(--blue2)}
.btn-secondary{background:#eef4ff;color:#0f4cc8}.btn-outline{background:#fff;border:1px solid var(--line);color:var(--navy)}
.btn-danger{background:#fff0ee;color:var(--danger);border:1px solid #ffd5d0}
.hero{padding:72px 0 56px;background:linear-gradient(180deg,#fff 0%,#f7f9fc 100%)}
.hero-grid{display:grid;grid-template-columns:1.14fr .86fr;gap:34px;align-items:center}
.kicker{font-size:14px;font-weight:800;color:var(--blue);margin-bottom:10px}
h1,h2,h3{line-height:1.18;letter-spacing:-.8px;margin:0 0 14px}
h1{font-size:clamp(36px,5.4vw,64px)}
h2{font-size:clamp(28px,4vw,42px)}
h3{font-size:20px}
.hero p{font-size:18px;color:#4d5d71;max-width:650px}
.hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin:26px 0 18px}
.trust-row{display:flex;gap:14px;flex-wrap:wrap;color:#53657a;font-size:14px}
.trust-row span{background:#fff;border:1px solid var(--line);padding:8px 10px;border-radius:999px}
.card{background:var(--surface);border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow)}
.hero-card{padding:22px}.hero-card .emergency{padding:16px;border-radius:14px;background:#fff5f4;border:1px solid #ffd8d4}
.section{padding:68px 0}.section-tight{padding:38px 0}
.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.grid-2{display:grid;grid-template-columns:repeat(2,1fr);gap:18px}
.service-card{padding:22px;min-height:170px}.service-card p{color:var(--muted);margin-bottom:0}
.iconbox{width:42px;height:42px;border-radius:12px;background:#eef4ff;display:grid;place-items:center;margin-bottom:14px;font-size:21px}
.muted{color:var(--muted)}
.note{padding:16px 18px;border-radius:14px;background:#f2f6fb;border:1px solid var(--line)}
.warning{padding:16px 18px;border-radius:14px;background:#fff6ed;border:1px solid #fedfba;color:#7a2e0e}
.danger{padding:18px;border-radius:14px;background:#fff1f0;border:1px solid #ffd5d0;color:#912018}
.ok{padding:16px 18px;border-radius:14px;background:#ecfdf3;border:1px solid #abefc6;color:#05603a}
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:14px;counter-reset:step}
.step{padding:20px}.step:before{counter-increment:step;content:counter(step);display:grid;place-items:center;width:32px;height:32px;border-radius:50%;background:var(--navy);color:#fff;font-weight:900;margin-bottom:12px}
.form-wrap{width:min(760px,calc(100% - 32px));margin:38px auto}
.form-card{padding:26px}
.field{margin:18px 0}.field label{display:block;font-weight:800;margin-bottom:8px}
.field small{display:block;color:var(--muted);margin-top:6px}
input,select,textarea{width:100%;border:1px solid #cfd9e5;border-radius:12px;background:#fff;padding:13px 14px;min-height:48px;color:var(--text)}
textarea{min-height:120px;resize:vertical}
.choice-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:10px}
.choice{border:1px solid var(--line);border-radius:12px;padding:13px 14px;background:#fff;cursor:pointer;display:flex;gap:9px;align-items:center}
.choice input{width:auto;min-height:auto}
.form-actions{display:flex;justify-content:space-between;gap:12px;margin-top:26px}
.progress{height:8px;background:#edf1f6;border-radius:99px;overflow:hidden;margin:8px 0 20px}.progress>span{display:block;height:100%;background:var(--blue);width:14%}
.data-table{width:100%;border-collapse:collapse;font-size:14px}.data-table th,.data-table td{border-bottom:1px solid var(--line);padding:12px 10px;text-align:left;vertical-align:top}.data-table th{color:#53657a;background:#f8fafc}
.badge{display:inline-flex;padding:4px 8px;border-radius:999px;background:#eef4ff;color:#174ea6;font-size:12px;font-weight:800}
.footer{background:#0c1f36;color:#d9e2ec;padding:44px 0}.footer-grid{display:grid;grid-template-columns:1.3fr 1fr 1fr;gap:24px}.footer a{color:#d9e2ec}.footer small{color:#9fb0c3}
.list-clean{padding-left:18px}.list-clean li{margin:8px 0}
.answer{font-size:18px;font-weight:800;padding:16px 18px;background:#eef4ff;border-radius:14px;color:#173c72}
.toolbar{display:flex;gap:10px;flex-wrap:wrap;margin:14px 0}
.status-panel{padding:22px}
.hidden{display:none!important}
@media(max-width:850px){
  .hero{padding:44px 0}.hero-grid,.grid-3,.grid-2,.steps,.footer-grid{grid-template-columns:1fr}
  .nav-links a:not(.btn){display:none}
  .choice-grid{grid-template-columns:1fr}
  h1{font-size:38px}
  .container{width:min(100% - 24px,1120px)}
  .form-wrap{width:min(100% - 20px,760px)}
  .form-card{padding:18px}
  .form-actions{flex-direction:column}
  .form-actions .btn{width:100%}
  .section{padding:46px 0}
  .data-table{font-size:12px}
  .table-scroll{overflow:auto}
}